Make Money with Bee4.biz

Here is my referral link to the Bee4.biz URL shortner and link locker. What this site does is shorten any URL and adds a survey to the link. Once a user completes one of the surveys, the site then continues on to the link you provided. You earn money for active leads as well as referrals. I just joined this site and will keep you updated on any earnings.

Getting More for your Money

Back in January, I made a commitment to open a high yield savings account. At the time, the rates were great...a little over 5%. Even though they are down now, it still beats what my standard brick and mortar bank is offering.

The first change I made was with my PayPal account. I changed it to a Money Market account and my PayPal is currently earning 3.13% APY. I usually don't move any money from PayPal since it is close to my savings APY and I use this money frequently online.

My local bank, SunTrust, is only offering 0.23% APY. We have two accounts: One to pay bills and one to use for daily expenses with a check card. I'm slowly preparing to move this account completely to my new Charles Schwab account so it can actually earn some money while waiting to pay the bills.

When I opened an account with Charles Schwab, I was totally amazed. I got the standard email from the "New Client Concierge" letting me know how important I was and that help was just a phone call away. So I decided to give it try and see just how important I am. She actually answered the phone and was ready to assist me. I did have a slight problem (I mailed checks to them with the wrong account #). She had it corrected by the time I disconnected the line. Very professional customer service. Right now, I'm only using this account for GPT checks and my flex account reimbursement, but eventually, this is where I want to do my banking. This checking account is currently earning 3.01% APY.

I also opened an E*trade Complete Savings account. It was the highest APY without a minimum balance. Every paycheck, I take $100 and transfer to this account. The biggest test for this account is "how long does it take to transfer to and from my other accounts. So far, incoming is about one day and outbound transfers, about two days. This account is currently earning 3.45% APY.

At work, we have a local credit union that we do automatic deposits from our check. The APY is around 1%, so whenever I accumulate a substantial amount, I withdraw and transfer to E*trade.

Eventually, I would like to have two accounts...a high yield checking and savings, without a minimum balance. Once I get to that comfort level of knowing how easy it is to pay my bills, make deposits and actually access my money, I will finally close my SunTrust account. It was kind of bittersweet...I earned more interest in one month with E*trade with only a couple hundred dollars than I did all year with SunTrust with thousands of dollars. I hope this helps you decide to make the choice to move to a high yield account.

Survey Says!

Have you ever received those emails..."You're invited to take a survey and we'll pay you $5 for your time" only to click the link, complete about 10 pages worth then to find out that you didn't qualify? Didn't qualify? Then why in the world did you send me the invitation in the first place?

When I started doing GPT's, along the way I accumulated a few survey sites. It was exciting to get those first few emails taunting me with the $5 PayPal rewards. I diligently clicked those links only to find out that I didn't qualify. After a few weeks of rejection...the self-esteem can only take so much...I stopped clicking and started deleting them whenever I received then. Last month, I saw one that caught my eye...$100 for a 30 minute phone survey. I thought, "well, if I don't "qualify" no big deal, but what if I do. That's $100 for nothing. So I set up my appointment and they called, right on time I might add. It felt like it was about an hour's worth of talking but I listened to the questions, answered honestly as possible and the whole time I was thinking "any minute she's going to tell me I didn't qualify." Before I knew it, the survey was over. That was a Tuesday. Thursday afternoon there was a $100 check in my mailbox. I couldn't believe it. First of all, I qualified...second of all, I actually got paid!

From that point forward, I have clicked every survey invitation that I get and lo and behold, I qualified...most of the time. Here are a few of my favorites, so try them out if you're not already a member. If you are and you haven't "qualified" in a while, maybe now is the time.

MyView $31.00
I like MyView the best because their surveys pay straight to PayPal and they range from $2 to $5 (maybe more, but that's what I have received). The only drawback is it can take anywhere from 2-6 weeks to actually receive the money in PayPal. They also do product testing which is always fun around my house.

Lightspeed 1175 Points
Payouts start around 500 points. They offer surveys for the whole family, too. My 9 year old daughter received an invitation for a home survey. She received $10 in the mail and once she completes the 2 week survey, she will receive an additional $50.

E-Poll Surveys 1100 Points
$5 Gift cards start at 3500 points or you can donate to charity at 2500 points.

Synovate Global Opinion Panel 2320 Points
Prizes start at 5000 points. Most of these surveys seem pretty easy to qualify for.

Vindale Research $2.00
This is a mix of surveys and GPT. Most of them are trials, but they do have some surveys. Unfortunately, their minimum payout is $50.00.

Money in the Bank...PayPal to be Exact

I just realized that I haven't updated my earnings in quite some time. I have decided to promote the sites that I have met minimum payout and that I have received payment. This is what I have received in September, October & November:

Almighty Incentives
Total Earned: $13.19
Total Rec'd: $7.05

Cash Crate
Total Earned: $38.25
Total Rec'd: $32.92

Fat Wallet
Total Rec'd: $25.19

Freebies Junction
Total Earned: $239.30
Total Rec'd: $219.87

Monster Pays Cash
Total Earned: $0.80
Total Rec'd: $0.25

Mora Traffic
Total Earned: $10.94
Total Rec'd: $5.63

Quick Rewards
Total Earned: $24.41
Total Rec'd: $24.41

Race 4 Offers
Total Earned: $5.04
Total Rec'd: $1.00

Raining Riches
Total Earned: $24.01
Total Rec'd: $23.56

WAHM Bucks
Total Earned: $19.73
Total Rec'd: $16.98

New GPT - My Piggy Bank Cash

Here is a new GPT compliments of one of our own, Dana, a very busy, busy mom over at Work At Home Mom Blogger. I am so excited that she was able to start this program. I'm calling on all my friends to join and show her support. Congratulations on taking the step and starting your very own GPT...My Piggy Bank Cash.



This site is fairly new so here is your opportunity to get in early and have more referrals to yourself. The best part about it is "that darn minimum" is only $10.00, available through PayPal. Come on everyone, let's show Dana what we can do.